Ah, the thirties. This is when the average net worth jumps significantly, often hitting £75,000 to £130,000. But here’s the kicker: that number is mostly tied up in a house deposit or a mortgage. You’re basically a grown-up living in a cardboard box with a fancy front door.
You go from buying rounds at the pub to buying a new washing machine. Your money doesn’t vanish; it just matures into things like boiler repairs and child-friendly cars. It’s like having a pet that eats money and occasionally gives you a clean sock. The funny thing? You’ll spend half your time bragging about your "equity" and the other half crying over your credit card bill.