So, to sum up this caffeine-fueled adventure: a POS Adjustment Credit is your money coming home after a temporary digital hiccup. It is not a secret bonus from a benevolent credit union. It is not a glitch you can exploit for infinite wealth (trust me, I’ve tried).
It’s just the universe—or really, Navy Federal’s back-end software—saying, “We fixed it.” You can stop refreshing your account now. Go buy that burrito—but maybe with the money you knew you had.
And hey, if you still feel confused, just imagine me shrugging over the coffee table and calling it a “magic math hug.” That’s pretty much the vibe. You’re welcome.
